Hello!
My friend Pritam says, “A fool with a plan beats the genius without it.” and I concur. And I validate. I am a genius without a plan. And this year, I want to build plans and processes. Lets dive in.
So, it’s been a while since I wrote. And of course many months since I wrote an in20XX post. And I am excited. Let’s dive right in.
2026 was supposed to be the year when I get to my first ever masterplan. In three lines, the masterplan included…
- Climb Mt Everest
- Make a billion dollars
- Impact a billion lives
I did none of these.
And I am not happy about it.
And no, I am not beating myself over it. Here’s a quote that I am hiding behind.
जो क़िले हवा में न बने, वो ज़मीन पर कैसे बनेंगे?
Jo quile hawa main na bane, woh zameen par kaise banenge?
– Most commonly attributed to Atal Bihari Vajpayee.
I love the idea of imagining large scenarios and cooking up grand schemes and making them quilas in the air. Heard this first in Will Smith’s biography.
I’ve lived with its masterplan for 10 years if not more. The thesis was that if I need to do anything well, I need 10 years to do so. And a billion in 10 years was also ambitious (this was back in the day when we had few dollar billionaires and now with the tech and AI boom; this number is more like a 100 billion).
I did my bit of effort but was unable to get to these three.
I did go to the Everest Base Camp (in 2021 or something) and saw Everest from my naked eye. Also the trek to the base camp and the stories of people and the attempts and the tourism and the crowds at the Hillary Step pulled me towards it and pushed me away from it at the same time. And it would be safe to say that I am no longer keen on the summit. I accept defeat. And I will move on.
On the money front, I was never even in the contention to get to a billion. Heck, not even a million. However, this seems like a goal that is still in the reach and still attractive. So, we shall chase that.
On the impact bit, I did make a difference to the lives of a few people. Far from a billion but each person that I made a difference to made me realise that impacting a billion people is a grand, lofty goal and the best part of it is that you dont fail. Even if you help one person see farther, you’ve done well!
So that.
Now, before I do the review of the year gone by and talk about the plan for the next one, here is my Wheel of Life as on Dec 29, 2025.

I’ve been filling it for over 4 years now I’ve seen the spider’s web grow and shrink. And each time I fill this in, I take a hard, honest look at where I am. This is like a dashboard that tells me what needs to change. And each time after I fill this in, I take some actions.
Brings me to the review of 2025. Let’s go.
The review of 2025
2025 was a mixed bag. Like most years.
A. The large things
Three large things that I would pick as the highlights of 2025 would be Meru, sgABC and people. Lemme talk about these.
1/ Meru, my first brush with a “real” startup.
Prior to this, I’ve done startups and companies but all those were done with the immaturity of an over-confident dreamer. Meru happened with a lot more thought and for a change, I was not in the drivers seat. I merely went along for the ride and I played the role of mechanic, navigator, cheerleader.
If I had to capture lessons from the journey, here are some…
- a/ Meru is a great example of how I made luck happen. It is an example of a deliberate life. I may or may not get a favorable outcome but I made it happen. I was at the right place and at the right time and I did whatever it took to leverage the access.
- b/ I dont do well when I am not the driver / commander of life.
- c/ The world is indeed malleable. I am still learning more about it. But I’ve now seen it in action. On ability to mould life, see this.
- d/ I am unable to function when put in rigid structures. Subhendu told me that I am highly skilled and highly unemployable. I concur.
2/ sgABC is a mnemonic for something that I dont want to talk about in public at this time. Let’s just say when I write my biography (lol) and I had to pick one thing as the highlight of 2025, it would be sgABC. Hint, I am talking about a person here. Go figure!
3/ People. All my life I’ve believed that people create magic and I know that whatever I know or have, all of it has happened because I had shoulders of many giants to stand on.
However 2025 was the year when I realised that most people that I I could count on and considered close to me, are not really countable. This include family, friends, mentors, colleagues, coworkers, acquaintances, interns and strangers. You are truly alone and by yourself. This was the second time when such realiazation dawned onto me. The first time when I was left to fend for myself in COVID-19. Like back then, till date I continue to not have someone that I confide in (except this blog and thus this outpouring).
And no, I dont write this from a sore or a sad place but from a place of equanimous awareness. I know that not everyone is along with you for a long ride. I know life happens and people and their priorities change. Even when you make desperate calls to them at 3 AM to seek for help, they will offer little. And that’s ok – you must put your seat belt before you put for others. Tushar Sir sent me something incredible that has stayed with me. Here…

I know that when I wanted help, the folks I thought I could lean on were in middle of their storms.
Just that I hope that when someone comes to me, my storm is not that terrifying that I cant give my umbrella to them. I hope I am always around for the ones who trust me. And I want all my people to know that I can be counted upon when I am needed.
And yes, I continue to believe that people create magic and one must offer their shoulder to others.
B. Wins from 2025
I’ve always had trouble listing my wins. Since I am trying to be kind to myself (the ones around me), here are a few that I can think of.
0/ I survived. In terms of money, health, people and all. Its a miracle that despite the air we breathe, the food we eat, the roads we have, we are alive! And I am grateful for this. I love living. I love the rollercoaster of emotions that we are on!
1/ Rediscovered the joy of reading with Unseen and John Grisham. Both are far from each other in their genres and I think I will stick to these. I love pacy, crime thrillers (I aspire to write these) and take business lessons from biographies. Honorable mention must go to Vishwas Sharma for his debut, Berozgaar Engineer aur Gungi Gun ka Insaaf.
In fact, I also discovered my love for little joys like theatre, walks, sunsets etc. Though I couldnt do a lot of sunsets, theatre or walks in second half of the year (work took over). From whatever I saw, the highlights of the year would be Punit Pania, Bikram Bumrah , Manish & Shruti, Anup (see this) and am sure more.
2/ I picked Pickle Ball. I still dont call it a sport but it does bring out the competitive man in me. Wait. I am not competitive. I can be but I am not. I belive in abundance and everyone winning, even if its a sport.
Oh, it was also a thing that I had a strongly held opinion against and I am glad that I changed it. Lets see when I get bored of it.
I am told that I need to graduate to Paddle but I think I will stick to Pickle for the time being.
3/ C4E and I supported a few friends and seniors with their startups (FOXO, Chompz, Ananta Quest and others). We supported some more folks as part of SoG Grant. I dont want to talk about those. I like my donations to be anonymous.
4/ Took my parents to a luxury trip to Goa. Let’s see where we go in 2026. I dont do enough for my parents. And I want to change that. Just that they are comfortable in Delhi and I cant stand Delhi. Stalemate there.
5/ I got a kitchen. I’ve always had a kitchen in the houses I lived in. But in 2025, I got a person to come cook for me. And I also picked cooking. I define my cooking as boiling eggs. See this miracle I made when I wanted to get some sprouts.

Also, cooking is one of those things that I had a strong opinion against. I am now seeing my folly and I am glad that I have someone to cook for me. This is one of the advantages of living in India.
6/ Saw M&m. And during Songkran. The girls are growing up too fast. And I am increasingly not around for them and not important to them. And that’s ok. And not ok.
So that!
C. Losses from 2025 (and things I failed at)
If you know me, you know that I am a harsh on myself. I give more attention to things I fail at. And I allocate more words and space to things I fail at. But this year on, am trying something different.
And as I’ve grown older, I have started to be harsher. And kinder at the same time. Lemme explain.
Harsher – I no longer want the ordinary. I no longer want just a billion. I want 10. Or may be a 100. Or the trillion. See this…

Kinder – I no longer berate myself when I dont get to my goals. I forgive myself and work harder to try again.
So, when I make a list of losses, a lot happens under the hood. Here’s the list and a one line summary.
1/ Health. I was unable to get fitter. And since I am diabetic, have leaky gut, inflammation, bad posture and many more such things, I need to be lot more careful. And despite INSANE intervention by many people and many companies. However, I’ve lately got myself a cook and I try to not eat kachra anymore.
2/ Work. C4E’s topline went down YoY (thankfully, profit margins are up).
I lost many clients for C4E. Most to my decision to not working for them. Some to our inability to ship. The only reason C4E is still around is because of AK, C, F, KP and everyone else who supports the village. Left to myself, I’d push it to ruin.
I still dont understand how to make money work. I am perpetually running on fumes and I have to often take working capital loans. Some day I would escape this rut. But I now know with 100% certainty that money moves the world. I’ve seen people change the way they talk to me when they see that I have access to more money. And no, this is not the case of world being your reflection.
I was also unable to inspire more people to do the extraordinary. The halo effect around Steve Jobs? Well, I am far from it.
3/ Projects. I couldn’t sustain many projects – CSS, AI Film Festival, Towards Eternity, Microdramas, TNKS AI film, Monumentum Partners, Book 2 (lol) and more.
And I didn’t stop cooking up newer projects.
in2026, I want to focus more. This means I will initiate fewer things and I will pause a few things that no longer
4/ People. I lost many people to my ego, to competition, to my inability to pay, to my inability to inspire them. And some people went away inexplicably.
Each person that left, I sent them with my best wishes.
In some cases after they left and after I got to know that they are done with the place they moved to, I implored them to come back. But they didn’t. At least in 3 cases I made that urgent plea for help at 3 AM (as mentioned above) and yet they didn’t come back. At that time I was sore, even angry but as I write this, I am ok. Life happens. People change. Even I’ve changed. It’s important to document. Take lessons. And move on.
Oh and yes, a few people stuck to me. We stuck to each other. You know who you are. And thank you! I am grateful. I will do whatever I can do keep your faith.
Also, I drifted far from almost all my friends. Especially the ones that I went to school / college with. I cant blame them. Or me. We don’t relate to each other’s pain points or wins. Guess this is growing up.
While we are on people, do see this. If this does not make you cry, I dont think you are human.
PS: You may not cry if you dont know who these gents are!
5/ Mood. I saw that in the second half of the year I had more mood swings than I would have liked to have. I would often catch myself being needlessly rude, irritable and curt.
And I tried to fix it. I am not sure if I am 100% back to being the nice person I think I am but I am aware and I am working on it.
Phew!
I am sure there are more losses. But lets live with these for the time being.
D. The world around me
While I keep this blog mostly personal, increasingly, our lives are intertwined with the world we live in. And since in the next few years I want to play a larger role in the scheme of things in the world (thanks to Pritam for the trigger), I want to be lot more vocal about how the world around me is. And here is my attempt to analyse large things.
1/ AI
I dont need to spill more words or pixels here. The world has changed and we are in the middle of this shift. This is a larger one compared to the advent of Internet. I am excited to see what comes out of this. The second and third order effects are making waves and shifting the tectonic plates in every discipline, including the ones that were thought to be domains of experts; you know education, medicine, governance and everything else.
2/ The dichotomy of India
While the India growth story is undeniable, there is an increasing number of people who are quitting India. And I too am allured by other countries. I would love to live in a different country. And even though the global economy is getting “deglobalised”, in the long term, I am short on India.
I recently met (in 2026) someone from internet and he mentioned that after you hit a familial income of 20 lakhs per annum, India does not offer any additional quality of life improvements. And at lesser numbers than that, things have really changed (you know, from metro to cheap flights to convenience etc). I concur. I am over this 20 number and thus I want to water the grass and make it greener.
3/ Health
Everyone seems to be talking about it, thinking about it, working on it. Including me!
People are talking about living long (and maybe forever) and working towards it. So am I.
4/ Trump
You can’t ignore the impact made by Donald Trump on global stage. What a guy!
5/ Processes > Institutions > People
And this will accelerate.
While we will see rise of rockstars doing superhuman things, we will also see average Joes and Janes coming together to do larger things. I am as aversge as they come and thus I will have to work hard to put processes that can build lasting institutions.
So these.
I tried to think of more shifts but these 5 live in my head rent free.
E. Numbers from 2025
Often, this is the favorite part of my review of the year. Here are some numbers in terms of how the year was…
- 200,971 – money I spent at Starbucks
- 20,419 – money I spent on buying new clothes
- 8488 – average steps I walked in 2025. this was 7453 in 2024, 6713 in 2023 and 5621 in 2022. in 2021, it was 7397 and in 2020, 8305.
- 3500 – organic page views on this website thru the year. For the effort I take to publish this, this is pathetic. But thats ok. I do this for myself.
- 92 – average weight thru the year
- 23 – number of times I used #sgNegativeEmotion as a tag on my Roam.
- 51 – number of posts I published on saurabhgarg.com
- 6.2 – average hours I slept.
- 4.4 – average number of coffees I had, per day, in the year. Most days I have 2. This sounds high for some reason.
- 19 – number of flights. At least. See this.
- 2 – companies that I angel invested into.
- 0 – number of Diet Coke I had. I think. Lemme know if I am wrong. And this year on, I want to have some Diet Coke.
F. Photos from 2025
I take a lot of photos. These are candid shots of friends, screenshots from various apps and random tid bits that I gather from around me. I picked some 100 odd photos from 2025.
Made a gallery here. Do check it out.
I wanted to upload those here but took a lot of bandwidth. So skipping.
The plan for in2026
Ok, coming to the point of this post. The plan for 2026.
As always, I want to make the current year (in this case, 2026) the grandest year of my life. Yet.
I do want to make a dent in the universe and enable a billion people and all that. I do want to do large things and play a larger role in shaping how people live. I dont really want to go to space (I love my material and worldly comforts) till they put a Starbucks up there.
And I know its a journey and will probably need decades, if not a lifetime. Or two. I will work on my next masterplan (after failing on the by 2026 one)
And this means I have lofty goals (are they even goals if they are not lofty?). Here are some.
A. The Operating System
Each thing has an OS. Each person has a value system. Here’s mine. It has become a fancy word of sorts to talk about things of all shapes and sizes and manners. Here’s my attempt to make my OS. And within that, I want to build some habits and ecosystems that make me more effective.
Here are some thoughts.
1/ Focus.
I want to focus on one thing this year. This would be impossible for my ADHD mind and will take Herculean effort. But we shall make.
2/ Process first.
One of the largest lessons has been my inability to build processes. I throw people at a problem and then let it at that. Now, I want to change. I will make processes. In fact, if you see me do something without a process, PLEASE point out. For all the HFS traits I have, if I can make a process around my life, I will become unbeatable!
I am not a systems or processes guy at all and I will make mistakes and I want everyone to brace for it! When I say everyone, I mean people that work with me on a day to day basis – after all, these are the ones how will bear the brunt of my banana beahviour.
This also means that I will have to change my older ways of being people first. I’ve always been loyal to people and all my life I’ve operated from people-first thinking. I will shift to process-first thinking. I know its not for me and it will be tough but I will give it an honest shot and see where I land.
3/ Consistency.
Enough said.
PS: This also means that what I say and what I do and what I think and what I believe in has to be consistent!
4/ Team SG
I know I need to have many people I can lean on. Over the years many people have come and gone but I’ve not been able to get them to see life the way I do. And that’s ok.
When I started work, I wanted to make a cult but along the day I lost it and started to believe in diversity. One of the biggest mistakes of my life.

Going forward, I will get back to making a cult and finding my brethren (or whatever is the inclusive version of this word) of Spartans where all of us want to live life chasing their bliss and freedom. I’ve tried to find such people and I have won some and failed some. I got at least two. At least is the operative keyword here. I am sure there are more who are not in close vicinity and thus I am unable to see them.
This year I will try hard to build a team of people that I work with. Need to find more this year. In fact, made a trip to Pune early this year (lol) to try and recruit two. The jury is out on that. And of course, each person will have a seat at the table. Equal. Here’s another quote from Spartans…

5/ I want use the 8-8-8 rule for time.
I dont know if I can live with it but I will try.

I am hoping that this bifurcation will help me get disciplined.
At this time, my work, recreation, personal time are all muddled into one. I will try and bifurcate those. Oh, lately sleep has been ok (thanks to WHOOP and FOXO).
I ofc need to spot what “work” would be. And ofc, I am a believer in work-life harmony (and not balance). So, all in all, it would be interesting.
6/ “You are right.” If I am in a debate with you in a non-learning setting, you are always right. Of course, I want people to point gaps in my thinking and I want to learn by making mistakes. But at this time, I want to preserve my energy. And time. And thus.
In fact, the 6.1 would be Save time, not money. I have lived my life trying to optimise my time (and not money). I will be even more at it.
7/ “To be” book. Took this idea from Deepinder. This is a set of index cards where you write quotes / thoughts important to you and your revisit them everyday. I had this long list of things on my vision board for a long time but this to-be physical cards is a great idea!
8/ Operate from a place of kindness, empathy and equanimity. This was my operating system for the longest time but I lost myself along the way. I need to revisit this. Someone told me that people dont remember facts but will always remember how you made them feel. I dont want to have anyone ever remember me with shitty memories or opinions.
9/ Work on my brand.
Work with things that amplify Brand SG.
I have some reputation on the internet. Some off it. And I think its more or less coherent. In 2025, Prak gave me one of the largest lessons of my life (and that year) – about authenticity vs persona. in2026, I want to work on that.
10/ While I work, support more people do more.
I want to be the “platform for opportunity exchange”. Energy flows through me. I want to open doors. help and support with nothing in exchange. I have to aim to get into acceptance speeches (and not get attached to that outcome – its only a barometer of the impact I am making).
Phew! So I didnt set out to build a 10-point list but it is here now.
B. The Large Goals
I will single-mindedly, in a focussed manner chase these goals (one for each block)…
1/ Book 2. For Soul.
Lol.
I find this funny each time I write this. I have been trying to write this for like 10+ years. No, its not taking me that long but I havent found the time. This year I am committed. Like all the past few years ;P
The tangible goal is to publish book2.
2/ Fitness. For Health.
Again, this has been a perpetual goal. This year, I hope to make strides on this one. I have the cook, the motivation, the support system and for a change the intention to spend money to get to this.
The tangible goal is to do the human flag pole.
3/ Financial. For Work.
I really want to pay off my loans and save some and invest some.
The tangible goal is save 1 million dollars.
And to be able to do this, I need to find vocation worth putting my energy in. At this time, I have many options and I will pick JUST one of those. I have many options as we speak. And I am not ready to talk about those as yet. Stay tuned for those ;P
So that.
I know all three are large goals but hawa me quile and all that!
C. Other projects for #in2026
Apart from the large goals listed above, here are a few more things that I will chase in this year. These are not in any order. And I may not even pick these (focus and all that). But I want to write these..
1/ Get a residence and a business unit out of India.
This has to be within 4-5 hours of India (specifically Delhi).
2/ Do an event IP that sells 1000 tickets.
I have a vague idea. I have a few friends. Lets see.
3/ Direct a film. Or a short-film.
I dont have an idea on this yet.
4/ Build distribution.
And reach millions of people. Like Sahil Bloom does. I do have an idea. I need someone to help me on it. #sgDistribution
5/ Restart SoG. And build SoG Grant into a large Section 8 business.
6/ Get more articulate and presentable.
I’ve always shunned the idea of over-dressing and all that but I do see the merit now. And I will use this year to change that. I will speak slow. I will . See this.
I am sure there are more. I will may be add more here but let’s see.
Oh, and two things…
- a. I had said that I will focus. And this is anything but focus.
- b. Funny when I write these goals, money doesn’t feature in the list. Money is merely an enabler. And I like it. From a young Saurabh where I would chase fame and wealth, I have become that SG who chases his bliss and does things.
So… this is it from me. For some reason this feels incomplete. May be once I get some comments and feedback, I will fix.
Anyhow, as always, please do point gaps in my thinking.
And here’s a quote to end this piece.

I wish you courage.
In 2026 and beyond.
Thanks,
SG
PS: Thanks to Pradeep, Purav and Chandni for being the beta reader of this and suggesting edits.
PPS: I used Year Compass, weekly notes, photos, notes, Roam and other things to come up with this post.
PPPS: Here are other lists: 2025*, 2024, 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016** 2015, 2014, 2013, 2012, 2011*, 2010*, and 2009.
* – I missed writing this in 2025, 2011 and 2010
** – In 2016, I didnt write a goal list but I did a review of sorts.










